{"componentChunkName":"component---src-templates-blog-post-js","path":"/blog/vat-and-care-services-whats-exempt-and-what-isnt/","result":{"data":{"ghostPost":{"html":"<p>When you are working out the cost of care, there is a question that is easy to overlook but can matter a great deal: does VAT apply? At a standard rate of 20 percent, VAT can add a significant amount to any bill, so it is well worth understanding where it does and does not apply to care.</p><p>The reassuring headline for most families arranging care from a regulated provider is this: care services are generally exempt from VAT. Here is what that means, and where VAT can still crop up. As with anything to do with tax, this is general information rather than advice, and we will point you to the right people for your own situation.</p><h2 id=\"first-the-basics\"><strong>First, the basics</strong></h2><p>VAT, or Value Added Tax, is a tax of 20 percent added to the price of many goods and services in the UK. On something as significant and ongoing as care, an extra 20 percent would make a real difference to the cost. So whether care is exempt from VAT is genuinely worth knowing.</p><h2 id=\"care-from-a-regulated-provider-is-vat-exempt\"><strong>Care from a regulated provider is VAT-exempt</strong></h2><p>Here is the key point. Under UK law, welfare services, which include the personal care that live-in and home care provide, are exempt from VAT when they are supplied by a \"state-regulated\" provider. In England, state-regulated means registered with the Care Quality Commission (CQC).</p><p>In plain terms: a CQC-registered care provider does not add VAT to its care fees. The fee you are quoted is the fee, with no 20 percent added on top.</p><p>Helpfully, this exemption does not depend on who is paying. Whether your loved one's care is funded privately, by the local council, or by the NHS, the care itself is treated the same way for VAT purposes. So the exemption applies to families paying for their own care just as much as to council-funded care.</p><p>This is a genuine, if often overlooked, advantage of choosing a fully regulated care provider. Edyn is CQC-registered, so the care we provide falls under this welfare exemption. You can read more about our regulated status in our guide to<a href=\"https://www.edyn.care/blog/is-edyn-cqc-registered/?ref=edyn-care.ghost.io\"> <u>whether Edyn is CQC registered</u></a>.</p><h2 id=\"where-vat-can-still-apply\"><strong>Where VAT can still apply</strong></h2><p>It is worth being clear about the situations where VAT can come into the picture, because they do exist.</p><p><strong>Unregulated providers.</strong> The exemption depends on the provider being state-regulated (or a charity or public body). A provider that is neither CQC-registered nor a charity may have to charge VAT on its services. This has been confirmed in the courts. So paradoxically, care from an unregulated provider could carry VAT that regulated care does not.</p><p><strong>Introductory and matching agencies.</strong> This is an important one. A pure introductory agency, the kind that simply introduces you to a self-employed carer and then steps back, is generally providing an \"introduction service\" rather than care itself. An introduction service is standard-rated, which means VAT can be charged on the agency's fees. So the way an arrangement is structured can affect whether VAT applies.</p><p><strong>Some other services.</strong> Certain things beyond the core care, or arrangements that amount to supplying staff rather than providing care, can be treated differently for VAT. These are more technical matters that a provider or accountant can explain.</p><h2 id=\"another-point-in-favour-of-regulated-care\"><strong>Another point in favour of regulated care</strong></h2><p>VAT exemption is not the main reason to choose a regulated care provider, but it is one more concrete advantage to add to the list. Alongside the oversight, accountability and national standards that come with CQC registration, there is the simple fact that the care fees do not carry VAT.</p><p>With an unregulated arrangement, or a pure introductory agency, VAT can add to what you pay. It is one of several practical reasons the fully managed, regulated model can work out more straightforward than it first appears. Our guides to<a href=\"https://www.edyn.care/blog/cqc-vs-introductory-agency/?ref=edyn-care.ghost.io\"> <u>CQC-regulated care versus introductory agencies</u></a> and<a href=\"https://www.edyn.care/blog/what-is-the-cost-of-live-in-care/?ref=edyn-care.ghost.io\"> <u>the cost of live-in care</u></a> explain more.</p><h2 id=\"a-quick-word-on-what-exempt-means\"><strong>A quick word on what \"exempt\" means</strong></h2><p>You may see the terms \"exempt\" and \"zero-rated\" used, and they are not quite the same. For your purposes as a family, what matters is simply this: where care is exempt, no VAT is charged to you on the care fees. That is the part that affects your bill.</p><h2 id=\"always-check-for-your-own-situation\"><strong>Always check for your own situation</strong></h2><p>VAT in the care sector is genuinely complex, with various nuances and exceptions, and the rules can change over time. This guide is general information only, not tax advice, and Edyn is not a tax adviser.</p><p>For your own circumstances, the best course is to check directly: ask any care provider clearly whether their fees include or exclude VAT, and for anything more detailed, speak to a qualified accountant or consult HMRC's guidance on VAT for welfare services. A regulated provider will always be happy to confirm the VAT position on their fees.</p><h2 id=\"in-short\"><strong>In short</strong></h2><p>Care provided by a CQC-registered provider is generally exempt from VAT, so there is no VAT added to your care fees, whoever is paying. VAT is more likely to come into play with unregulated providers or with the introduction fees charged by pure matching agencies. For most families arranging regulated care, it is one less thing to worry about.</p><p>If you would like to talk through the cost of care, and exactly what is and is not included in our fees, we would be very glad to help.</p><p><strong>Book a free care advice call, or give us a ring on 020 3970 9900.</strong></p><p><em>This guide offers general information only and is not tax or financial advice. Edyn is not a tax adviser. VAT rules are complex and subject to change, so please confirm the position for your own circumstances with the care provider, a qualified accountant, or HMRC.</em></p>","html_sections":{"json":[{"tagName":"P","innerHtml":"When you are working out the cost of care, there is a question that is easy to overlook but can matter a great deal: does VAT apply? At a standard rate of 20 percent, VAT can add a significant amount to any bill, so it is well worth understanding where it does and does not apply to care.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"The reassuring headline for most families arranging care from a regulated provider is this: care services are generally exempt from VAT. Here is what that means, and where VAT can still crop up. As with anything to do with tax, this is general information rather than advice, and we will point you to the right people for your own situation.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"H2","innerHtml":"<strong>First, the basics</strong>","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":"first-the-basics"}},{"tagName":"P","innerHtml":"VAT, or Value Added Tax, is a tax of 20 percent added to the price of many goods and services in the UK. On something as significant and ongoing as care, an extra 20 percent would make a real difference to the cost. So whether care is exempt from VAT is genuinely worth knowing.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"H2","innerHtml":"<strong>Care from a regulated provider is VAT-exempt</strong>","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":"care-from-a-regulated-provider-is-vat-exempt"}},{"tagName":"P","innerHtml":"Here is the key point. Under UK law, welfare services, which include the personal care that live-in and home care provide, are exempt from VAT when they are supplied by a \"state-regulated\" provider. In England, state-regulated means registered with the Care Quality Commission (CQC).","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"In plain terms: a CQC-registered care provider does not add VAT to its care fees. The fee you are quoted is the fee, with no 20 percent added on top.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"Helpfully, this exemption does not depend on who is paying. Whether your loved one's care is funded privately, by the local council, or by the NHS, the care itself is treated the same way for VAT purposes. So the exemption applies to families paying for their own care just as much as to council-funded care.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"This is a genuine, if often overlooked, advantage of choosing a fully regulated care provider. Edyn is CQC-registered, so the care we provide falls under this welfare exemption. You can read more about our regulated status in our guide to<a href=\"https://www.edyn.care/blog/is-edyn-cqc-registered/?ref=edyn-care.ghost.io\"> <u>whether Edyn is CQC registered</u></a>.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"H2","innerHtml":"<strong>Where VAT can still apply</strong>","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":"where-vat-can-still-apply"}},{"tagName":"P","innerHtml":"It is worth being clear about the situations where VAT can come into the picture, because they do exist.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"<strong>Unregulated providers.</strong> The exemption depends on the provider being state-regulated (or a charity or public body). A provider that is neither CQC-registered nor a charity may have to charge VAT on its services. This has been confirmed in the courts. So paradoxically, care from an unregulated provider could carry VAT that regulated care does not.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"<strong>Introductory and matching agencies.</strong> This is an important one. A pure introductory agency, the kind that simply introduces you to a self-employed carer and then steps back, is generally providing an \"introduction service\" rather than care itself. An introduction service is standard-rated, which means VAT can be charged on the agency's fees. So the way an arrangement is structured can affect whether VAT applies.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"<strong>Some other services.</strong> Certain things beyond the core care, or arrangements that amount to supplying staff rather than providing care, can be treated differently for VAT. These are more technical matters that a provider or accountant can explain.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"H2","innerHtml":"<strong>Another point in favour of regulated care</strong>","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":"another-point-in-favour-of-regulated-care"}},{"tagName":"P","innerHtml":"VAT exemption is not the main reason to choose a regulated care provider, but it is one more concrete advantage to add to the list. Alongside the oversight, accountability and national standards that come with CQC registration, there is the simple fact that the care fees do not carry VAT.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"With an unregulated arrangement, or a pure introductory agency, VAT can add to what you pay. It is one of several practical reasons the fully managed, regulated model can work out more straightforward than it first appears. Our guides to<a href=\"/blog/live-in-care-company-vs-matching-agency-whats-the-difference/?ref=edyn-care.ghost.io\"> <u>CQC-regulated care versus introductory agencies</u></a> and<a href=\"/blog/what-is-the-cost-of-live-in-care-2/?ref=edyn-care.ghost.io\"> <u>the cost of live-in care</u></a> explain more.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"H2","innerHtml":"<strong>A quick word on what \"exempt\" means</strong>","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":"a-quick-word-on-what-exempt-means"}},{"tagName":"P","innerHtml":"You may see the terms \"exempt\" and \"zero-rated\" used, and they are not quite the same. For your purposes as a family, what matters is simply this: where care is exempt, no VAT is charged to you on the care fees. That is the part that affects your bill.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"H2","innerHtml":"<strong>Always check for your own situation</strong>","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":"always-check-for-your-own-situation"}},{"tagName":"P","innerHtml":"VAT in the care sector is genuinely complex, with various nuances and exceptions, and the rules can change over time. This guide is general information only, not tax advice, and Edyn is not a tax adviser.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"For your own circumstances, the best course is to check directly: ask any care provider clearly whether their fees include or exclude VAT, and for anything more detailed, speak to a qualified accountant or consult HMRC's guidance on VAT for welfare services. A regulated provider will always be happy to confirm the VAT position on their fees.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"H2","innerHtml":"<strong>In short</strong>","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":"in-short"}},{"tagName":"P","innerHtml":"Care provided by a CQC-registered provider is generally exempt from VAT, so there is no VAT added to your care fees, whoever is paying. VAT is more likely to come into play with unregulated providers or with the introduction fees charged by pure matching agencies. For most families arranging regulated care, it is one less thing to worry about.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"If you would like to talk through the cost of care, and exactly what is and is not included in our fees, we would be very glad to help.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"<strong>Book a free care advice call, or give us a ring on 020 3970 9900.</strong>","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"<em>This guide offers general information only and is not tax or financial advice. Edyn is not a tax adviser. VAT rules are complex and subject to change, so please confirm the position for your own circumstances with the care provider, a qualified accountant, or HMRC.</em>","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}}]},"title":"VAT and Care Services: What's Exempt and What Isn't","meta_title":"VAT and Care Services: What's Exempt and What Isn't","meta_description":"CQC-registered care is generally exempt from VAT — so no 20% added to your fees. A clear guide to where VAT applies in care, and where it doesn't, including introductory agencies.","custom_excerpt":null,"excerpt":"When you are working out the cost of care, there is a question that is easy to overlook but can matter a great deal: does VAT apply? At a standard rate of 20 percent, VAT can add a significant amount to any bill, so it is well worth understanding where it does and does not apply to care.\n\nThe reassuring headline for most families arranging care from a regulated provider is this: care services are generally exempt from VAT. Here is what that means, and where VAT can still crop up. As with anythin","plaintext":"When you are working out the cost of care, there is a question that is easy to overlook but can matter a great deal: does VAT apply? At a standard rate of 20 percent, VAT can add a significant amount to any bill, so it is well worth understanding where it does and does not apply to care.\n\nThe reassuring headline for most families arranging care from a regulated provider is this: care services are generally exempt from VAT. Here is what that means, and where VAT can still crop up. As with anything to do with tax, this is general information rather than advice, and we will point you to the right people for your own situation.\n\n\nFirst, the basics\n\nVAT, or Value Added Tax, is a tax of 20 percent added to the price of many goods and services in the UK. On something as significant and ongoing as care, an extra 20 percent would make a real difference to the cost. So whether care is exempt from VAT is genuinely worth knowing.\n\n\nCare from a regulated provider is VAT-exempt\n\nHere is the key point. Under UK law, welfare services, which include the personal care that live-in and home care provide, are exempt from VAT when they are supplied by a \"state-regulated\" provider. In England, state-regulated means registered with the Care Quality Commission (CQC).\n\nIn plain terms: a CQC-registered care provider does not add VAT to its care fees. The fee you are quoted is the fee, with no 20 percent added on top.\n\nHelpfully, this exemption does not depend on who is paying. Whether your loved one's care is funded privately, by the local council, or by the NHS, the care itself is treated the same way for VAT purposes. So the exemption applies to families paying for their own care just as much as to council-funded care.\n\nThis is a genuine, if often overlooked, advantage of choosing a fully regulated care provider. Edyn is CQC-registered, so the care we provide falls under this welfare exemption. You can read more about our regulated status in our guide to whether Edyn is CQC registered.\n\n\nWhere VAT can still apply\n\nIt is worth being clear about the situations where VAT can come into the picture, because they do exist.\n\nUnregulated providers. The exemption depends on the provider being state-regulated (or a charity or public body). A provider that is neither CQC-registered nor a charity may have to charge VAT on its services. This has been confirmed in the courts. So paradoxically, care from an unregulated provider could carry VAT that regulated care does not.\n\nIntroductory and matching agencies. This is an important one. A pure introductory agency, the kind that simply introduces you to a self-employed carer and then steps back, is generally providing an \"introduction service\" rather than care itself. An introduction service is standard-rated, which means VAT can be charged on the agency's fees. So the way an arrangement is structured can affect whether VAT applies.\n\nSome other services. Certain things beyond the core care, or arrangements that amount to supplying staff rather than providing care, can be treated differently for VAT. These are more technical matters that a provider or accountant can explain.\n\n\nAnother point in favour of regulated care\n\nVAT exemption is not the main reason to choose a regulated care provider, but it is one more concrete advantage to add to the list. Alongside the oversight, accountability and national standards that come with CQC registration, there is the simple fact that the care fees do not carry VAT.\n\nWith an unregulated arrangement, or a pure introductory agency, VAT can add to what you pay. It is one of several practical reasons the fully managed, regulated model can work out more straightforward than it first appears. Our guides to CQC-regulated care versus introductory agencies and the cost of live-in care explain more.\n\n\nA quick word on what \"exempt\" means\n\nYou may see the terms \"exempt\" and \"zero-rated\" used, and they are not quite the same. For your purposes as a family, what matters is simply this: where care is exempt, no VAT is charged to you on the care fees. That is the part that affects your bill.\n\n\nAlways check for your own situation\n\nVAT in the care sector is genuinely complex, with various nuances and exceptions, and the rules can change over time. This guide is general information only, not tax advice, and Edyn is not a tax adviser.\n\nFor your own circumstances, the best course is to check directly: ask any care provider clearly whether their fees include or exclude VAT, and for anything more detailed, speak to a qualified accountant or consult HMRC's guidance on VAT for welfare services. A regulated provider will always be happy to confirm the VAT position on their fees.\n\n\nIn short\n\nCare provided by a CQC-registered provider is generally exempt from VAT, so there is no VAT added to your care fees, whoever is paying. VAT is more likely to come into play with unregulated providers or with the introduction fees charged by pure matching agencies. For most families arranging regulated care, it is one less thing to worry about.\n\nIf you would like to talk through the cost of care, and exactly what is and is not included in our fees, we would be very glad to help.\n\nBook a free care advice call, or give us a ring on 020 3970 9900.\n\nThis guide offers general information only and is not tax or financial advice. Edyn is not a tax adviser. VAT rules are complex and subject to change, so please confirm the position for your own circumstances with the care provider, a qualified accountant, or HMRC.","primary_tag":{"name":"Paying for care"},"slug":"vat-and-care-services-whats-exempt-and-what-isnt","publishedDisplay":"13 Aug 2026","updatedDisplay":"13 Aug 2026","publishedIso":"2026-08-13T16:30:44.000+00:00","updatedIso":"2026-08-13T16:30:44.000+00:00","feature_image_sharp":{"childImageSharp":{"gatsbyImageData":{"layout":"constrained","backgroundColor":"#e8e8d8","images":{"fallback":{"src":"/static/11edcdb2656f5e6838b16fa8b7b1d966/dbd40/vitaly-gariev-Ht_YKwIrKAY-unsplash.jpg","srcSet":"/static/11edcdb2656f5e6838b16fa8b7b1d966/d3119/vitaly-gariev-Ht_YKwIrKAY-unsplash.jpg 500w,\n/static/11edcdb2656f5e6838b16fa8b7b1d966/26b49/vitaly-gariev-Ht_YKwIrKAY-unsplash.jpg 1000w,\n/static/11edcdb2656f5e6838b16fa8b7b1d966/dbd40/vitaly-gariev-Ht_YKwIrKAY-unsplash.jpg 2000w","sizes":"(min-width: 2000px) 2000px, 100vw"},"sources":[{"srcSet":"/static/11edcdb2656f5e6838b16fa8b7b1d966/cd07d/vitaly-gariev-Ht_YKwIrKAY-unsplash.webp 500w,\n/static/11edcdb2656f5e6838b16fa8b7b1d966/bf95e/vitaly-gariev-Ht_YKwIrKAY-unsplash.webp 1000w,\n/static/11edcdb2656f5e6838b16fa8b7b1d966/d36eb/vitaly-gariev-Ht_YKwIrKAY-unsplash.webp 2000w","type":"image/webp","sizes":"(min-width: 2000px) 2000px, 100vw"}]},"width":2000,"height":1125}}},"primary_author":{"bio":"Communications and Marketing Lead","name":"Jamie Shie","slug":"jamie","profile_image_sharp":{"childImageSharp":{"gatsbyImageData":{"layout":"constrained","backgroundColor":"#383838","images":{"fallback":{"src":"/static/4ce69bfa95322a3b177d8c8b946cc319/2e55b/Screenshot-2026-06-22-at-09.28.27.png","srcSet":"/static/4ce69bfa95322a3b177d8c8b946cc319/5fbde/Screenshot-2026-06-22-at-09.28.27.png 132w,\n/static/4ce69bfa95322a3b177d8c8b946cc319/6672c/Screenshot-2026-06-22-at-09.28.27.png 264w,\n/static/4ce69bfa95322a3b177d8c8b946cc319/2e55b/Screenshot-2026-06-22-at-09.28.27.png 528w","sizes":"(min-width: 528px) 528px, 100vw"},"sources":[{"srcSet":"/static/4ce69bfa95322a3b177d8c8b946cc319/df6d7/Screenshot-2026-06-22-at-09.28.27.webp 132w,\n/static/4ce69bfa95322a3b177d8c8b946cc319/5bda5/Screenshot-2026-06-22-at-09.28.27.webp 264w,\n/static/4ce69bfa95322a3b177d8c8b946cc319/3155f/Screenshot-2026-06-22-at-09.28.27.webp 528w","type":"image/webp","sizes":"(min-width: 528px) 528px, 100vw"}]},"width":528,"height":466}}}}},"relatedPosts":{"nodes":[{"title":"VAT and Care Services: What's Exempt and What Isn't","slug":"vat-and-care-services-whats-exempt-and-what-isnt","feature_image_sharp":{"childImageSharp":{"gatsbyImageData":{"layout":"constrained","backgroundColor":"#e8e8d8","images":{"fallback":{"src":"/static/11edcdb2656f5e6838b16fa8b7b1d966/dbd40/vitaly-gariev-Ht_YKwIrKAY-unsplash.jpg","srcSet":"/static/11edcdb2656f5e6838b16fa8b7b1d966/d3119/vitaly-gariev-Ht_YKwIrKAY-unsplash.jpg 500w,\n/static/11edcdb2656f5e6838b16fa8b7b1d966/26b49/vitaly-gariev-Ht_YKwIrKAY-unsplash.jpg 1000w,\n/static/11edcdb2656f5e6838b16fa8b7b1d966/dbd40/vitaly-gariev-Ht_YKwIrKAY-unsplash.jpg 2000w","sizes":"(min-width: 2000px) 2000px, 100vw"},"sources":[{"srcSet":"/static/11edcdb2656f5e6838b16fa8b7b1d966/cd07d/vitaly-gariev-Ht_YKwIrKAY-unsplash.webp 500w,\n/static/11edcdb2656f5e6838b16fa8b7b1d966/bf95e/vitaly-gariev-Ht_YKwIrKAY-unsplash.webp 1000w,\n/static/11edcdb2656f5e6838b16fa8b7b1d966/d36eb/vitaly-gariev-Ht_YKwIrKAY-unsplash.webp 2000w","type":"image/webp","sizes":"(min-width: 2000px) 2000px, 100vw"}]},"width":2000,"height":1125}}},"excerpt":"When you are working out the cost of care, there is a question that is easy to overlook but can matter a great deal: does VAT apply? At a standard rate of 20 percent, VAT can add a significant amount to any bill, so it is well worth understanding where it does and does not apply to care.\n\nThe reassuring headline for most families arranging care from a regulated provider is this: care services are generally exempt from VAT. Here is what that means, and where VAT can still crop up. As with anythin","published_at":"13 Aug 2026"},{"title":"Equity Release to Pay for Care: How It Works and the Risks","slug":"equity-release-to-pay-for-care-how-it-works-and-the-risks","feature_image_sharp":{"childImageSharp":{"gatsbyImageData":{"layout":"constrained","backgroundColor":"#080808","images":{"fallback":{"src":"/static/4ef4722347e166b008ebe617f702130d/dbd40/vitaly-gariev-J4KsphFse-c-unsplash.jpg","srcSet":"/static/4ef4722347e166b008ebe617f702130d/d3119/vitaly-gariev-J4KsphFse-c-unsplash.jpg 500w,\n/static/4ef4722347e166b008ebe617f702130d/26b49/vitaly-gariev-J4KsphFse-c-unsplash.jpg 1000w,\n/static/4ef4722347e166b008ebe617f702130d/dbd40/vitaly-gariev-J4KsphFse-c-unsplash.jpg 2000w","sizes":"(min-width: 2000px) 2000px, 100vw"},"sources":[{"srcSet":"/static/4ef4722347e166b008ebe617f702130d/cd07d/vitaly-gariev-J4KsphFse-c-unsplash.webp 500w,\n/static/4ef4722347e166b008ebe617f702130d/bf95e/vitaly-gariev-J4KsphFse-c-unsplash.webp 1000w,\n/static/4ef4722347e166b008ebe617f702130d/d36eb/vitaly-gariev-J4KsphFse-c-unsplash.webp 2000w","type":"image/webp","sizes":"(min-width: 2000px) 2000px, 100vw"}]},"width":2000,"height":1125}}},"excerpt":"For many older people, most of their wealth is tied up in one place: their home. So when care is needed and the costs mount, it is natural to wonder whether that value could help pay for it, without having to sell up and move. Equity release is one way of doing that, and it comes up often in conversations about funding care.\n\nIt can be a genuinely useful option for some families, but it is also a significant, long-term financial decision with real risks, and it is not right for everyone. This gu","published_at":"10 Aug 2026"},{"title":"What Is an FP10? The NHS Prescription Form Explained","slug":"what-is-an-fp10-the-nhs-prescription-form-explained","feature_image_sharp":{"childImageSharp":{"gatsbyImageData":{"layout":"constrained","backgroundColor":"#c8d8e8","images":{"fallback":{"src":"/static/b0e7ee73c12e5b76b7ff49ad7ae92f73/f19bc/getty-images-sc7t63zDqyk-unsplash.jpg","srcSet":"/static/b0e7ee73c12e5b76b7ff49ad7ae92f73/26cfb/getty-images-sc7t63zDqyk-unsplash.jpg 500w,\n/static/b0e7ee73c12e5b76b7ff49ad7ae92f73/1b035/getty-images-sc7t63zDqyk-unsplash.jpg 1000w,\n/static/b0e7ee73c12e5b76b7ff49ad7ae92f73/f19bc/getty-images-sc7t63zDqyk-unsplash.jpg 2000w","sizes":"(min-width: 2000px) 2000px, 100vw"},"sources":[{"srcSet":"/static/b0e7ee73c12e5b76b7ff49ad7ae92f73/921bf/getty-images-sc7t63zDqyk-unsplash.webp 500w,\n/static/b0e7ee73c12e5b76b7ff49ad7ae92f73/b7ef5/getty-images-sc7t63zDqyk-unsplash.webp 1000w,\n/static/b0e7ee73c12e5b76b7ff49ad7ae92f73/c9c6a/getty-images-sc7t63zDqyk-unsplash.webp 2000w","type":"image/webp","sizes":"(min-width: 2000px) 2000px, 100vw"}]},"width":2000,"height":1333}}},"excerpt":"If you have started helping an older relative with their health, you may have come across the term \"FP10\", or heard a GP or pharmacist mention it, and wondered what exactly it means. It sounds technical, but it is really very simple, and it is worth understanding when you are managing someone else's prescriptions.\n\nHere is a clear, jargon-free explanation of what an FP10 is, the different forms you might come across, and the one part that genuinely matters for families: getting the exemption rig","published_at":"05 Aug 2026"},{"title":"How do payments work at edyn?","slug":"how-do-payments-work-at-edyn","feature_image_sharp":{"childImageSharp":{"gatsbyImageData":{"layout":"constrained","backgroundColor":"#f8f8f8","images":{"fallback":{"src":"/static/7f56bfd4bad0d193179a815bda2657e6/bbe73/getty-images-B9FQdHdakJM-unsplash.jpg","srcSet":"/static/7f56bfd4bad0d193179a815bda2657e6/48c14/getty-images-B9FQdHdakJM-unsplash.jpg 500w,\n/static/7f56bfd4bad0d193179a815bda2657e6/a821d/getty-images-B9FQdHdakJM-unsplash.jpg 1000w,\n/static/7f56bfd4bad0d193179a815bda2657e6/bbe73/getty-images-B9FQdHdakJM-unsplash.jpg 2000w","sizes":"(min-width: 2000px) 2000px, 100vw"},"sources":[{"srcSet":"/static/7f56bfd4bad0d193179a815bda2657e6/385c2/getty-images-B9FQdHdakJM-unsplash.webp 500w,\n/static/7f56bfd4bad0d193179a815bda2657e6/1d85d/getty-images-B9FQdHdakJM-unsplash.webp 1000w,\n/static/7f56bfd4bad0d193179a815bda2657e6/deaf9/getty-images-B9FQdHdakJM-unsplash.webp 2000w","type":"image/webp","sizes":"(min-width: 2000px) 2000px, 100vw"}]},"width":2000,"height":1317}}},"excerpt":"Once you have decided on care, a very practical question naturally follows: how do the payments actually work? We believe billing should be as clear and straightforward as the care itself, with no confusion and no surprises. Here is exactly how it works at Edyn.\n\n\nWeekly payments, by direct debit\n\nPayments for care are taken weekly, by direct debit, and processed securely through Stripe, a trusted, industry-leading payments provider. Rather than handing card details to us directly, everything is","published_at":"08 Jul 2026"}]}},"pageContext":{"slug":"vat-and-care-services-whats-exempt-and-what-isnt","publicPath":"/blog/vat-and-care-services-whats-exempt-and-what-isnt/","tagSlug":"paying-for-care","feature_image":"https://storage.ghost.io/c/57/1f/571fdc8a-aa9a-4837-a3ef-49c48fe6bc13/content/images/2026/08/vitaly-gariev-Ht_YKwIrKAY-unsplash.jpg"}},"staticQueryHashes":["1371987667","1706655005"]}