{"componentChunkName":"component---src-templates-blog-post-js","path":"/blog/cost-of-a-care-home-vs-live-in-care-the-surprising-truth/","result":{"data":{"ghostPost":{"html":"<p>When families start thinking about care, there's an assumption almost everyone arrives with: that a care home must be the cheaper option, and that one-to-one care at home is a luxury reserved for the few. It's one of the most common beliefs we come across, and one of the most mistaken.</p><p>The reality, once you look at the actual figures, is genuinely surprising: live-in care is very often <strong>comparable in cost to a care home, and frequently cheaper</strong>, especially for couples and for those with higher care needs. Let's look at the numbers honestly, so you can see for yourself.</p><h2 id=\"what-does-a-care-home-cost-in-2026\"><strong>What does a care home cost in 2026?</strong></h2><figure class=\"kg-card kg-image-card\"><img src=\"https://storage.ghost.io/c/57/1f/571fdc8a-aa9a-4837-a3ef-49c48fe6bc13/content/images/2026/07/1-10-1.png\" class=\"kg-image\" alt=\"\" loading=\"lazy\" width=\"600\" height=\"356\" srcset=\"https://storage.ghost.io/c/57/1f/571fdc8a-aa9a-4837-a3ef-49c48fe6bc13/content/images/2026/07/1-10-1.png 600w\"></figure><p>Care home fees vary by region and by the level of care needed, but for someone funding their own care, the UK averages in 2026 look roughly like this:</p><ul><li><strong>Residential care: around £1,300 per week</strong>: that's about £67,000 a year.</li><li><strong>Nursing care: around £1,500 per week</strong>: roughly £78,000 a year.</li><li><strong>Dementia care: higher still</strong>, typically £1,375–£1,585 per week depending on whether nursing is involved.</li></ul><p>And those are <em>averages</em>. In London and the South East, fees are considerably higher: self-funded residential care in London averages around £1,548 a week, and nursing care closer to £1,760.</p><p>It's also worth knowing what isn't always included. Many care homes charge extra for things like hairdressing, chiropody and certain activities. And if you choose a home that costs more than your local council is willing to pay, a family member is often asked to pay a <strong>\"top-up\" fee</strong>, commonly anywhere from £100 to £500 a week. These can add up quietly.</p><h2 id=\"what-does-live-in-care-cost-in-2026\"><strong>What does live-in care cost in 2026?</strong></h2><figure class=\"kg-card kg-image-card\"><img src=\"https://storage.ghost.io/c/57/1f/571fdc8a-aa9a-4837-a3ef-49c48fe6bc13/content/images/2026/07/data-src-image-7ed6598f-9834-4b1b-82b3-c9299604ffc4.png\" class=\"kg-image\" alt=\"\" loading=\"lazy\" width=\"600\" height=\"438\" srcset=\"https://storage.ghost.io/c/57/1f/571fdc8a-aa9a-4837-a3ef-49c48fe6bc13/content/images/2026/07/data-src-image-7ed6598f-9834-4b1b-82b3-c9299604ffc4.png 600w\"></figure><p>Live-in care: a dedicated, professional carer living in the home and providing round-the-clock, one-to-one support, typically costs in the region of <strong>£1,200 to £1,600 per week</strong> across the UK.</p><p>At Edyn, our live-in care starts from £1,245 per week for one person, depending on the level of support needed. That fee covers the care itself, in full, with no top-ups and no surprise extras.</p><p>In the interest of a fair comparison: a live-in care fee doesn't include your loved one's ordinary household running costs, things like food, utilities and any rent or mortgage, because they're staying in their own home and keeping those as normal. For most people, especially homeowners, those are costs they're comfortably managing already.</p><h2 id=\"head-to-head-for-one-person\"><strong>Head to head: for one person</strong></h2><p>Put side by side, the picture for a single person is clear: live-in care, at around £1,200–£1,600 a week, sits right alongside the average residential care home, and comes in <strong>below</strong> the cost of a nursing home or dementia care home. So the moment someone's needs rise to the level where a care home would put them in nursing or specialist dementia care, live-in care often becomes the <em>more</em> economical choice, while also offering one-to-one attention that a care home, with its shared staff, simply can't match.</p><p>And in higher-cost areas like London and the South East, where care home fees climb steeply, live-in care can look better value still.</p><h2 id=\"where-live-in-care-really-wins-couples\"><strong>Where live-in care really wins: couples</strong></h2><figure class=\"kg-card kg-image-card\"><img src=\"https://storage.ghost.io/c/57/1f/571fdc8a-aa9a-4837-a3ef-49c48fe6bc13/content/images/2026/07/data-src-image-34363e53-a9f0-4aa4-b425-76d415d35907-1-1.png\" class=\"kg-image\" alt=\"\" loading=\"lazy\" width=\"600\" height=\"400\" srcset=\"https://storage.ghost.io/c/57/1f/571fdc8a-aa9a-4837-a3ef-49c48fe6bc13/content/images/2026/07/data-src-image-34363e53-a9f0-4aa4-b425-76d415d35907-1-1.png 600w\"></figure><p>Here's the comparison that surprises families most of all.</p><p>In a care home, a couple generally needs <strong>two places</strong>, and pays close to <strong>two full fees</strong>. At average rates, that's roughly £2,600 a week or more for residential care, and considerably more for nursing or dementia care, or in pricier regions.</p><p>With live-in care, <strong>a single carer can often support both partners for one fee.</strong> At Edyn, live-in care for a couple starts from £1,800 per week, a long way below the cost of two separate care home rooms. So not only does live-in care keep a couple <em>together</em>, in their own home, after perhaps a lifetime of marriage, it can do so for substantially less money. It's hard to think of a clearer win.</p><h2 id=\"the-hidden-financial-advantages-of-staying-at-home\"><strong>The hidden financial advantages of staying at home</strong></h2><p>Beyond the headline weekly fee, choosing care at home brings some significant financial benefits that are easy to miss:</p><ul><li><strong>Your home is protected.</strong> When you receive care in your own home, the value of your property is <strong>not counted</strong> in the local authority means test. If you move permanently into a care home, by contrast, your home's value can be included — which for many families means selling the house to pay the fees. Staying at home keeps that asset in the family.</li><li><strong>Your fee goes entirely to your care</strong>, not towards a share of a building, communal overheads, or optional extras.</li><li><strong>No top-up fees</strong> to worry about.</li></ul><p>Taken together, these can shift the long-term financial picture meaningfully in favour of staying home.</p><h2 id=\"it-was-never-only-about-the-money\"><strong>It was never only about the money</strong></h2><p>Of course, the cost comparison is only part of the story, and for most families, not even the most important part. Live-in care also means keeping your own home, your own routines and your own bed; one-to-one attention from a carer who knows you; the freedom to keep your pets, your garden and your community; and, for couples, never having to be parted. Those things are hard to put a price on, but it's lovely to discover they often come at a lower one than expected.</p><p>You can read more in our guide to<a href=\"https://www.edyn.care/blog/what-is-the-cost-of-live-in-care/?ref=edyn-care.ghost.io\"> <u>the cost of live-in care</u></a>, and explore how people pay for it in our<a href=\"https://www.edyn.care/blog/what-are-my-funding-options/?ref=edyn-care.ghost.io\"> <u>funding options</u></a> guide.</p><h2 id=\"lets-compare-your-options-properly\"><strong>Let's compare your options properly</strong></h2><p>Every family's situation is different, and the best way to see how the costs stack up for <em>you</em> is a quick, no-obligation chat. We'll happily talk through the figures for your circumstances so you can make the right decision with confidence.</p><p><strong>Book a free care advice call, or give us a ring on 020 3970 9900.</strong> You may be pleasantly surprised by what's possible.</p><p>&nbsp;</p>","html_sections":{"json":[{"tagName":"P","innerHtml":"When families start thinking about care, there's an assumption almost everyone arrives with: that a care home must be the cheaper option, and that one-to-one care at home is a luxury reserved for the few. It's one of the most common beliefs we come across, and one of the most mistaken.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"The reality, once you look at the actual figures, is genuinely surprising: live-in care is very often <strong>comparable in cost to a care home, and frequently cheaper</strong>, especially for couples and for those with higher care needs. Let's look at the numbers honestly, so you can see for yourself.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"H2","innerHtml":"<strong>What does a care home cost in 2026?</strong>","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":"what-does-a-care-home-cost-in-2026"}},{"tagName":"FIGURE","innerHtml":"<img src=\"https://storage.ghost.io/c/57/1f/571fdc8a-aa9a-4837-a3ef-49c48fe6bc13/content/images/2026/07/1-10-1.png\" class=\"kg-image\" alt=\"\" loading=\"lazy\" width=\"600\" height=\"356\" srcset=\"https://storage.ghost.io/c/57/1f/571fdc8a-aa9a-4837-a3ef-49c48fe6bc13/content/images/2026/07/1-10-1.png 600w\">","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":"kg-card kg-image-card","id":null}},{"tagName":"P","innerHtml":"Care home fees vary by region and by the level of care needed, but for someone funding their own care, the UK averages in 2026 look roughly like this:","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"UL","innerHtml":"<li><strong>Residential care: around £1,300 per week</strong>: that's about £67,000 a year.</li><li><strong>Nursing care: around £1,500 per week</strong>: roughly £78,000 a year.</li><li><strong>Dementia care: higher still</strong>, typically £1,375–£1,585 per week depending on whether nursing is involved.</li>","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"And those are <em>averages</em>. In London and the South East, fees are considerably higher: self-funded residential care in London averages around £1,548 a week, and nursing care closer to £1,760.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"It's also worth knowing what isn't always included. Many care homes charge extra for things like hairdressing, chiropody and certain activities. And if you choose a home that costs more than your local council is willing to pay, a family member is often asked to pay a <strong>\"top-up\" fee</strong>, commonly anywhere from £100 to £500 a week. These can add up quietly.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"H2","innerHtml":"<strong>What does live-in care cost in 2026?</strong>","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":"what-does-live-in-care-cost-in-2026"}},{"tagName":"FIGURE","innerHtml":"<img src=\"https://storage.ghost.io/c/57/1f/571fdc8a-aa9a-4837-a3ef-49c48fe6bc13/content/images/2026/07/data-src-image-7ed6598f-9834-4b1b-82b3-c9299604ffc4.png\" class=\"kg-image\" alt=\"\" loading=\"lazy\" width=\"600\" height=\"438\" srcset=\"https://storage.ghost.io/c/57/1f/571fdc8a-aa9a-4837-a3ef-49c48fe6bc13/content/images/2026/07/data-src-image-7ed6598f-9834-4b1b-82b3-c9299604ffc4.png 600w\">","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":"kg-card kg-image-card","id":null}},{"tagName":"P","innerHtml":"Live-in care: a dedicated, professional carer living in the home and providing round-the-clock, one-to-one support, typically costs in the region of <strong>£1,200 to £1,600 per week</strong> across the UK.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"At Edyn, our live-in care starts from £1,245 per week for one person, depending on the level of support needed. That fee covers the care itself, in full, with no top-ups and no surprise extras.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"In the interest of a fair comparison: a live-in care fee doesn't include your loved one's ordinary household running costs, things like food, utilities and any rent or mortgage, because they're staying in their own home and keeping those as normal. For most people, especially homeowners, those are costs they're comfortably managing already.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"H2","innerHtml":"<strong>Head to head: for one person</strong>","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":"head-to-head-for-one-person"}},{"tagName":"P","innerHtml":"Put side by side, the picture for a single person is clear: live-in care, at around £1,200–£1,600 a week, sits right alongside the average residential care home, and comes in <strong>below</strong> the cost of a nursing home or dementia care home. So the moment someone's needs rise to the level where a care home would put them in nursing or specialist dementia care, live-in care often becomes the <em>more</em> economical choice, while also offering one-to-one attention that a care home, with its shared staff, simply can't match.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"And in higher-cost areas like London and the South East, where care home fees climb steeply, live-in care can look better value still.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"H2","innerHtml":"<strong>Where live-in care really wins: couples</strong>","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":"where-live-in-care-really-wins-couples"}},{"tagName":"FIGURE","innerHtml":"<img src=\"https://storage.ghost.io/c/57/1f/571fdc8a-aa9a-4837-a3ef-49c48fe6bc13/content/images/2026/07/data-src-image-34363e53-a9f0-4aa4-b425-76d415d35907-1-1.png\" class=\"kg-image\" alt=\"\" loading=\"lazy\" width=\"600\" height=\"400\" srcset=\"https://storage.ghost.io/c/57/1f/571fdc8a-aa9a-4837-a3ef-49c48fe6bc13/content/images/2026/07/data-src-image-34363e53-a9f0-4aa4-b425-76d415d35907-1-1.png 600w\">","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":"kg-card kg-image-card","id":null}},{"tagName":"P","innerHtml":"Here's the comparison that surprises families most of all.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"In a care home, a couple generally needs <strong>two places</strong>, and pays close to <strong>two full fees</strong>. At average rates, that's roughly £2,600 a week or more for residential care, and considerably more for nursing or dementia care, or in pricier regions.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"With live-in care, <strong>a single carer can often support both partners for one fee.</strong> At Edyn, live-in care for a couple starts from £1,800 per week, a long way below the cost of two separate care home rooms. So not only does live-in care keep a couple <em>together</em>, in their own home, after perhaps a lifetime of marriage, it can do so for substantially less money. It's hard to think of a clearer win.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"H2","innerHtml":"<strong>The hidden financial advantages of staying at home</strong>","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":"the-hidden-financial-advantages-of-staying-at-home"}},{"tagName":"P","innerHtml":"Beyond the headline weekly fee, choosing care at home brings some significant financial benefits that are easy to miss:","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"UL","innerHtml":"<li><strong>Your home is protected.</strong> When you receive care in your own home, the value of your property is <strong>not counted</strong> in the local authority means test. If you move permanently into a care home, by contrast, your home's value can be included — which for many families means selling the house to pay the fees. Staying at home keeps that asset in the family.</li><li><strong>Your fee goes entirely to your care</strong>, not towards a share of a building, communal overheads, or optional extras.</li><li><strong>No top-up fees</strong> to worry about.</li>","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"Taken together, these can shift the long-term financial picture meaningfully in favour of staying home.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"H2","innerHtml":"<strong>It was never only about the money</strong>","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":"it-was-never-only-about-the-money"}},{"tagName":"P","innerHtml":"Of course, the cost comparison is only part of the story, and for most families, not even the most important part. Live-in care also means keeping your own home, your own routines and your own bed; one-to-one attention from a carer who knows you; the freedom to keep your pets, your garden and your community; and, for couples, never having to be parted. Those things are hard to put a price on, but it's lovely to discover they often come at a lower one than expected.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"You can read more in our guide to<a href=\"https://www.edyn.care/blog/what-is-the-cost-of-live-in-care/?ref=edyn-care.ghost.io\"> <u>the cost of live-in care</u></a>, and explore how people pay for it in our<a href=\"https://www.edyn.care/blog/what-are-my-funding-options/?ref=edyn-care.ghost.io\"> <u>funding options</u></a> guide.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"H2","innerHtml":"<strong>Let's compare your options properly</strong>","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":"lets-compare-your-options-properly"}},{"tagName":"P","innerHtml":"Every family's situation is different, and the best way to see how the costs stack up for <em>you</em> is a quick, no-obligation chat. We'll happily talk through the figures for your circumstances so you can make the right decision with confidence.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"<strong>Book a free care advice call, or give us a ring on 020 3970 9900.</strong> You may be pleasantly surprised by what's possible.","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}},{"tagName":"P","innerHtml":"&nbsp;","attributes":{"data_edyn_component":null,"data_edyn_url":null,"class":null,"id":null}}]},"title":"Cost of a care home vs live-in care: the surprising truth","primary_tag":{"name":"Paying for care"},"slug":"cost-of-a-care-home-vs-live-in-care-the-surprising-truth","published_at":"08 Jul 2026","feature_image_sharp":{"childImageSharp":{"gatsbyImageData":{"layout":"constrained","backgroundColor":"#080808","images":{"fallback":{"src":"/static/4e8187667ddcf7a1b82bdb05673e7764/a53ab/age-cymru-D394dKgOjec-unsplash.jpg","srcSet":"/static/4e8187667ddcf7a1b82bdb05673e7764/a4440/age-cymru-D394dKgOjec-unsplash.jpg 500w,\n/static/4e8187667ddcf7a1b82bdb05673e7764/c6634/age-cymru-D394dKgOjec-unsplash.jpg 1000w,\n/static/4e8187667ddcf7a1b82bdb05673e7764/a53ab/age-cymru-D394dKgOjec-unsplash.jpg 2000w","sizes":"(min-width: 2000px) 2000px, 100vw"},"sources":[{"srcSet":"/static/4e8187667ddcf7a1b82bdb05673e7764/506cf/age-cymru-D394dKgOjec-unsplash.webp 500w,\n/static/4e8187667ddcf7a1b82bdb05673e7764/21549/age-cymru-D394dKgOjec-unsplash.webp 1000w,\n/static/4e8187667ddcf7a1b82bdb05673e7764/93ba0/age-cymru-D394dKgOjec-unsplash.webp 2000w","type":"image/webp","sizes":"(min-width: 2000px) 2000px, 100vw"}]},"width":2000,"height":1414}}},"primary_author":{"bio":"Communications and Marketing Lead","name":"Jamie Shie","profile_image_sharp":{"childImageSharp":{"gatsbyImageData":{"layout":"constrained","backgroundColor":"#383838","images":{"fallback":{"src":"/static/4ce69bfa95322a3b177d8c8b946cc319/2e55b/Screenshot-2026-06-22-at-09.28.27.png","srcSet":"/static/4ce69bfa95322a3b177d8c8b946cc319/5fbde/Screenshot-2026-06-22-at-09.28.27.png 132w,\n/static/4ce69bfa95322a3b177d8c8b946cc319/6672c/Screenshot-2026-06-22-at-09.28.27.png 264w,\n/static/4ce69bfa95322a3b177d8c8b946cc319/2e55b/Screenshot-2026-06-22-at-09.28.27.png 528w","sizes":"(min-width: 528px) 528px, 100vw"},"sources":[{"srcSet":"/static/4ce69bfa95322a3b177d8c8b946cc319/df6d7/Screenshot-2026-06-22-at-09.28.27.webp 132w,\n/static/4ce69bfa95322a3b177d8c8b946cc319/5bda5/Screenshot-2026-06-22-at-09.28.27.webp 264w,\n/static/4ce69bfa95322a3b177d8c8b946cc319/3155f/Screenshot-2026-06-22-at-09.28.27.webp 528w","type":"image/webp","sizes":"(min-width: 528px) 528px, 100vw"}]},"width":528,"height":466}}}}},"relatedPosts":{"nodes":[{"title":"How do payments work at edyn?","slug":"how-do-payments-work-at-edyn","feature_image_sharp":{"childImageSharp":{"gatsbyImageData":{"layout":"constrained","backgroundColor":"#f8f8f8","images":{"fallback":{"src":"/static/7f56bfd4bad0d193179a815bda2657e6/bbe73/getty-images-B9FQdHdakJM-unsplash.jpg","srcSet":"/static/7f56bfd4bad0d193179a815bda2657e6/48c14/getty-images-B9FQdHdakJM-unsplash.jpg 500w,\n/static/7f56bfd4bad0d193179a815bda2657e6/a821d/getty-images-B9FQdHdakJM-unsplash.jpg 1000w,\n/static/7f56bfd4bad0d193179a815bda2657e6/bbe73/getty-images-B9FQdHdakJM-unsplash.jpg 2000w","sizes":"(min-width: 2000px) 2000px, 100vw"},"sources":[{"srcSet":"/static/7f56bfd4bad0d193179a815bda2657e6/385c2/getty-images-B9FQdHdakJM-unsplash.webp 500w,\n/static/7f56bfd4bad0d193179a815bda2657e6/1d85d/getty-images-B9FQdHdakJM-unsplash.webp 1000w,\n/static/7f56bfd4bad0d193179a815bda2657e6/deaf9/getty-images-B9FQdHdakJM-unsplash.webp 2000w","type":"image/webp","sizes":"(min-width: 2000px) 2000px, 100vw"}]},"width":2000,"height":1317}}},"excerpt":"Once you have decided on care, a very practical question naturally follows: how do the payments actually work? We believe billing should be as clear and straightforward as the care itself, with no confusion and no surprises. Here is exactly how it works at Edyn.\n\n\nWeekly payments, by direct debit\n\nPayments for care are taken weekly, by direct debit, and processed securely through Stripe, a trusted, industry-leading payments provider. Rather than handing card details to us directly, everything is","published_at":"08 Jul 2026"},{"title":"What is the cost of live-in care?","slug":"what-is-the-cost-of-live-in-care-2","feature_image_sharp":{"childImageSharp":{"gatsbyImageData":{"layout":"constrained","backgroundColor":"#d8e8e8","images":{"fallback":{"src":"/static/ec27e521a30b281a704e21fe23df7a70/f19bc/AdobeStock_422377248.jpg","srcSet":"/static/ec27e521a30b281a704e21fe23df7a70/26cfb/AdobeStock_422377248.jpg 500w,\n/static/ec27e521a30b281a704e21fe23df7a70/1b035/AdobeStock_422377248.jpg 1000w,\n/static/ec27e521a30b281a704e21fe23df7a70/f19bc/AdobeStock_422377248.jpg 2000w","sizes":"(min-width: 2000px) 2000px, 100vw"},"sources":[{"srcSet":"/static/ec27e521a30b281a704e21fe23df7a70/921bf/AdobeStock_422377248.webp 500w,\n/static/ec27e521a30b281a704e21fe23df7a70/b7ef5/AdobeStock_422377248.webp 1000w,\n/static/ec27e521a30b281a704e21fe23df7a70/c9c6a/AdobeStock_422377248.webp 2000w","type":"image/webp","sizes":"(min-width: 2000px) 2000px, 100vw"}]},"width":2000,"height":1333}}},"excerpt":"For most families, cost is one of the first and biggest questions when looking into care, and rightly so. It's a significant commitment, and you want to be sure it's sustainable for the long term. The trouble is, when you start searching online, you're met with a confusing range of figures and very little explanation of what actually sits behind them.\n\nAt Edyn, we speak with families about the cost of care every single day, so we know how bewildering it can feel. This guide is here to clear thin","published_at":"08 Jul 2026"},{"title":"Self-funding care: your options explained","slug":"self-funding-care-your-options-explained","feature_image_sharp":{"childImageSharp":{"gatsbyImageData":{"layout":"constrained","backgroundColor":"#f8f8f8","images":{"fallback":{"src":"/static/16cbc86cda4c9742776ec66742e0f397/3c646/AdobeStock_187641659-1.jpg","srcSet":"/static/16cbc86cda4c9742776ec66742e0f397/28380/AdobeStock_187641659-1.jpg 500w,\n/static/16cbc86cda4c9742776ec66742e0f397/6e54a/AdobeStock_187641659-1.jpg 1000w,\n/static/16cbc86cda4c9742776ec66742e0f397/3c646/AdobeStock_187641659-1.jpg 2000w","sizes":"(min-width: 2000px) 2000px, 100vw"},"sources":[{"srcSet":"/static/16cbc86cda4c9742776ec66742e0f397/76f01/AdobeStock_187641659-1.webp 500w,\n/static/16cbc86cda4c9742776ec66742e0f397/bd81f/AdobeStock_187641659-1.webp 1000w,\n/static/16cbc86cda4c9742776ec66742e0f397/1c6e9/AdobeStock_187641659-1.webp 2000w","type":"image/webp","sizes":"(min-width: 2000px) 2000px, 100vw"}]},"width":2000,"height":1335}}},"excerpt":"If you've worked out that you'll be paying for care yourself, the prospect can feel daunting at first. But \"self-funding\" doesn't mean facing it alone or without a plan. There are several well-established ways to fund care, and with a little knowledge and some careful thought, you can make confident, informed decisions that keep care sustainable for the long term.\n\nThis guide walks through the main options open to self-funders, from drawing on savings and pensions, to specialist insurance produc","published_at":"08 Jul 2026"},{"title":"What are my funding options for care?","slug":"what-are-my-funding-options-for-care","feature_image_sharp":{"childImageSharp":{"gatsbyImageData":{"layout":"constrained","backgroundColor":"#f8f8f8","images":{"fallback":{"src":"/static/b950445d4ae1f8fa9c651a9c2366c952/f19bc/AdobeStock_226698693.jpg","srcSet":"/static/b950445d4ae1f8fa9c651a9c2366c952/26cfb/AdobeStock_226698693.jpg 500w,\n/static/b950445d4ae1f8fa9c651a9c2366c952/1b035/AdobeStock_226698693.jpg 1000w,\n/static/b950445d4ae1f8fa9c651a9c2366c952/f19bc/AdobeStock_226698693.jpg 2000w","sizes":"(min-width: 2000px) 2000px, 100vw"},"sources":[{"srcSet":"/static/b950445d4ae1f8fa9c651a9c2366c952/921bf/AdobeStock_226698693.webp 500w,\n/static/b950445d4ae1f8fa9c651a9c2366c952/b7ef5/AdobeStock_226698693.webp 1000w,\n/static/b950445d4ae1f8fa9c651a9c2366c952/c9c6a/AdobeStock_226698693.webp 2000w","type":"image/webp","sizes":"(min-width: 2000px) 2000px, 100vw"}]},"width":2000,"height":1333}}},"excerpt":"For all of us, there comes a time when we, or someone we love, needs a little extra help. Working out the right care, at the right moment, can feel like a lot to take in, and the question of how to pay for it often makes it feel heavier still.\n\nThe good news is that there's more than one way to fund care, and you don't have to figure it out alone. At Edyn, we talk through these decisions with families every single day, and we know how much lighter the whole thing feels once the options are laid ","published_at":"08 Jul 2026"},{"title":"Local authority funding for care","slug":"local-authority-funding-for-care","feature_image_sharp":{"childImageSharp":{"gatsbyImageData":{"layout":"constrained","backgroundColor":"#e8e8e8","images":{"fallback":{"src":"/static/148a4412396a92a7bfeffdb2bed3b464/3c646/AdobeStock_138005991.jpg","srcSet":"/static/148a4412396a92a7bfeffdb2bed3b464/28380/AdobeStock_138005991.jpg 500w,\n/static/148a4412396a92a7bfeffdb2bed3b464/6e54a/AdobeStock_138005991.jpg 1000w,\n/static/148a4412396a92a7bfeffdb2bed3b464/3c646/AdobeStock_138005991.jpg 2000w","sizes":"(min-width: 2000px) 2000px, 100vw"},"sources":[{"srcSet":"/static/148a4412396a92a7bfeffdb2bed3b464/76f01/AdobeStock_138005991.webp 500w,\n/static/148a4412396a92a7bfeffdb2bed3b464/bd81f/AdobeStock_138005991.webp 1000w,\n/static/148a4412396a92a7bfeffdb2bed3b464/1c6e9/AdobeStock_138005991.webp 2000w","type":"image/webp","sizes":"(min-width: 2000px) 2000px, 100vw"}]},"width":2000,"height":1335}}},"excerpt":"Working out how to pay for care can feel like one of the most daunting parts of the whole journey. The rules can seem complicated, the terms unfamiliar, and the stakes feel high. But here's the reassuring truth: there's more support available than many families realise, and once you understand how the system fits together, it becomes far less overwhelming.\n\n\n\nThis guide focuses on local authority funding, the support your council may provide towards the cost of care. We walk through it from the ","published_at":"08 Jul 2026"},{"title":"A guide to state-funded care","slug":"a-guide-to-state-funded-care","feature_image_sharp":{"childImageSharp":{"gatsbyImageData":{"layout":"constrained","backgroundColor":"#d8d8c8","images":{"fallback":{"src":"/static/fa7ab81a5b196043227f28900c44e11c/f19bc/AdobeStock_334176635--1-.jpg","srcSet":"/static/fa7ab81a5b196043227f28900c44e11c/26cfb/AdobeStock_334176635--1-.jpg 500w,\n/static/fa7ab81a5b196043227f28900c44e11c/1b035/AdobeStock_334176635--1-.jpg 1000w,\n/static/fa7ab81a5b196043227f28900c44e11c/f19bc/AdobeStock_334176635--1-.jpg 2000w","sizes":"(min-width: 2000px) 2000px, 100vw"},"sources":[{"srcSet":"/static/fa7ab81a5b196043227f28900c44e11c/921bf/AdobeStock_334176635--1-.webp 500w,\n/static/fa7ab81a5b196043227f28900c44e11c/b7ef5/AdobeStock_334176635--1-.webp 1000w,\n/static/fa7ab81a5b196043227f28900c44e11c/c9c6a/AdobeStock_334176635--1-.webp 2000w","type":"image/webp","sizes":"(min-width: 2000px) 2000px, 100vw"}]},"width":2000,"height":1333}}},"excerpt":"When you're working out how to pay for care, most of the conversation tends to revolve around what you'll contribute yourself or what your local council might cover. But there's another route that's often overlooked, and for those who qualify, it's one of the most valuable forms of support available.\n\nIt's called NHS Continuing Healthcare, or CHC. It's a package of care arranged and funded entirely by the NHS, and unlike local authority funding, it isn't means-tested: your savings, income and pr","published_at":"08 Jul 2026"},{"title":"Cost of a care home vs live-in care: the surprising truth","slug":"cost-of-a-care-home-vs-live-in-care-the-surprising-truth","feature_image_sharp":{"childImageSharp":{"gatsbyImageData":{"layout":"constrained","backgroundColor":"#080808","images":{"fallback":{"src":"/static/4e8187667ddcf7a1b82bdb05673e7764/a53ab/age-cymru-D394dKgOjec-unsplash.jpg","srcSet":"/static/4e8187667ddcf7a1b82bdb05673e7764/a4440/age-cymru-D394dKgOjec-unsplash.jpg 500w,\n/static/4e8187667ddcf7a1b82bdb05673e7764/c6634/age-cymru-D394dKgOjec-unsplash.jpg 1000w,\n/static/4e8187667ddcf7a1b82bdb05673e7764/a53ab/age-cymru-D394dKgOjec-unsplash.jpg 2000w","sizes":"(min-width: 2000px) 2000px, 100vw"},"sources":[{"srcSet":"/static/4e8187667ddcf7a1b82bdb05673e7764/506cf/age-cymru-D394dKgOjec-unsplash.webp 500w,\n/static/4e8187667ddcf7a1b82bdb05673e7764/21549/age-cymru-D394dKgOjec-unsplash.webp 1000w,\n/static/4e8187667ddcf7a1b82bdb05673e7764/93ba0/age-cymru-D394dKgOjec-unsplash.webp 2000w","type":"image/webp","sizes":"(min-width: 2000px) 2000px, 100vw"}]},"width":2000,"height":1414}}},"excerpt":"When families start thinking about care, there's an assumption almost everyone arrives with: that a care home must be the cheaper option, and that one-to-one care at home is a luxury reserved for the few. It's one of the most common beliefs we come across, and one of the most mistaken.\n\nThe reality, once you look at the actual figures, is genuinely surprising: live-in care is very often comparable in cost to a care home, and frequently cheaper, especially for couples and for those with higher ca","published_at":"08 Jul 2026"}]}},"pageContext":{"slug":"cost-of-a-care-home-vs-live-in-care-the-surprising-truth","tagSlug":"paying-for-care","feature_image":"https://storage.ghost.io/c/57/1f/571fdc8a-aa9a-4837-a3ef-49c48fe6bc13/content/images/2026/07/age-cymru-D394dKgOjec-unsplash.jpg"}},"staticQueryHashes":["2482565613","267138725"]}